Cross-chain · Solana → BNB Chain

Swap USDT from Solana to USDC on BNB Chain

Swap USDT from Solana to USDC on BNB Chain. Tether's SPL mint leaves Solana, and Binance-Peg USDC is what can arrive. The peg is 18 decimals, not Circle's 6-decimal mainnet token.

Send Es9vMFrzaCERmJfrF4H2FYD4KCoNkY11McCe8BenwNYB from Phantom. Solscan is the explorer, and there is no ERC-20 approval. Receive 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d on BNB Chain, chain id 56. BscScan is the check. Blocks are about 3 seconds. Ethereum's Circle USDC is 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48 on chain id 1 and is not this balance. BNB, the sentinel 0xEeeeeEeeeEeEeeEeEeEeeEEEeeeeEeeeeeeeEEeE, pays gas.

Diagram for Swap USDT from Solana to USDC on BNB Chain
USDT leaves Solana. USDC is what can arrive on BNB Chain.

Pegged USDC is not Ethereum's Circle contract

Twelve extra decimal places change how a raw balance looks. 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d will not satisfy a mainnet function written for 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48. It also will not satisfy Solana's Circle mint EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v, which you are not receiving. If the app on BNB Chain still expects a different dollar, read the address on BscScan before you call the hop finished.

Tether in, Circle's peg out

You are changing issuer as well as chain. Pegged USDT on BNB Chain is 0x55d398326f99059fF775485246999027B3197955. If that is the contract a counterparty named, this USDC arrival is the wrong page. Native BNB is the fee route. The pegged ETH token is a third page. Pick from the address, not from the habit of saying dollars.

SOL signs, BNB spends, three second blocks wait in between

About 3 seconds describes chain id 56, not the bridge and not Ethereum's about 12 second blocks. Keep native SOL in Phantom. Keep BNB in the EVM wallet or the new USDC cannot move. There is no allowance to revoke on the SPL mint. MetaMask sees the peg only on chain id 56. BNB Chain is that network. Do not resend while BscScan is still empty.

A local mint swap is enough when BNB Chain was optional

Tether and Circle already meet on Solana. Crossing into an 18-decimal peg is justified when a BNB Chain contract named 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d. Otherwise you are buying a decimal surprise and a second fee coin. The minimum USDC is the floor. A peg can slip. Refuse a number you would not deposit.

Legal

Risk disclosure

XAUConnect is a non-custodial swap aggregator. Digital assets are volatile and may lose value rapidly. Content on this page is educational and not investment advice. Verify every contract address on the official block explorer before approving a transaction.

Frequently asked questions

What is the best way to swap USDT from Solana to USDC on BNB Chain?

Send Es9vMFrzaCERmJfrF4H2FYD4KCoNkY11McCe8BenwNYB from Phantom. Solscan is the explorer, and there is no ERC-20 approval.

Is this the 6-decimal USDC from Ethereum?

No. The arrival is 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d, an 18-decimal peg on BNB Chain, chain id 56. Ethereum Circle is 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48 on chain id 1. Tether's mint left Solana. Check BscScan. BNB pays gas. About 3 second blocks are not the bridge wait. Do not send a second time while the first transfer is still open.

Does pegged USDC pay the BNB Chain fee?

No. Native BNB, sentinel 0xEeeeeEeeeEeEeeEeEeEeeEEEeeeeEeeeeeeeEEeE, pays it. Hold BNB before you transfer the peg. Phantom signed Es9vMFrzaCERmJfrF4H2FYD4KCoNkY11McCe8BenwNYB and will not show the BEP-20. There is no ERC-20 approval on that mint. Keep SOL for the source signature. Confirm the contract on the explorer before you sign.

What if the BNB Chain app wants USDT?

Then this route is wrong. Pegged USDT is 0x55d398326f99059fF775485246999027B3197955, a different contract. USDC will not satisfy that address. Switch routes before you leave Solana. Read the minimum only after the destination contract matches the one in the app. Keep the destination gas token or the arrival cannot move.

Live execution

Trade on XAUConnect

Open the swap page with this cross-chain route pre-selected, then connect your wallet on the source chain to quote and execute. You keep the keys.

Swap cross-chainExplore markets

Continue exploring

Related markets, guides & networks

Next pages on this subject. Read them before you trade.

Networks
Tokens
Guides
Articles
Platform

Build programmatically

Swap via API for bots and AI agents: quotes, builds, and cross-chain routes.

Developer quickstart