Cross-chain · Solana → BNB Chain

Swap USDC from Solana to USDT on BNB Chain

Swap USDC from Solana to USDT on BNB Chain. Circle's SPL mint leaves Solana, and Binance-pegged USDT is what can arrive on BNB Chain. The decimals change with the chain.

You send EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v from Phantom. Solscan shows the mint, and there is no ERC-20 approval. The arrival is 0x55d398326f99059fF775485246999027B3197955 on BNB Chain, chain id 56. BscScan is the explorer. Blocks are about 3 seconds. That pegged USDT uses 18 decimals, not the 6 decimals of Ethereum's Tether at 0xdAC17F958D2ee523a2206206994597C13D831ec7. BNB pays gas. The USDT does not.

Diagram for Swap USDC from Solana to USDT on BNB Chain
USDC leaves Solana. USDT is what can arrive on BNB Chain.

Eighteen decimals will make the balance look huge

A unit copied from Solana's six-decimal USDC into this 18-decimal peg will be off by twelve zeros. Trust the quote, not a hand conversion. 0x55d398326f99059fF775485246999027B3197955 is BSC-USD, a pegged Tether, not the Ethereum contract and not its allowance-reset behavior. If a form was written for mainnet USDT, this arrival is the wrong token even though the ticker matches. BscScan on chain id 56 is the proof.

BNB is the fee, and three second blocks are not the bridge

Chain id 56 charges BNB. The sentinel 0xEeeeeEeeeEeEeeEeEeEeeEEEeeeeEeeeeeeeEEeE means that native gas, not the USDT contract. About 3 seconds is how often BNB Chain produces a block. It does not say when Solscan's debit becomes a BscScan credit. Do not resend the mint because the second explorer is quiet. BNB Chain is the network you are entering, and only that network.

Phantom out, an EVM wallet in

MetaMask cannot hold the Circle mint. Phantom cannot hold the pegged USDT. Native SOL has to remain so the source can sign. Native BNB has to be present so the USDT can move after it lands. There is no ERC-20 approval on Solana to revoke. The first BNB Chain approval, if you need one, is a new transaction paid in BNB.

Stay on Solana if nobody named the peg

Circle and Tether both exist as SPL mints. A local swap never touches 18-decimal BSC-USD or chain id 56. Use this page when the receiver wrote 0x55d398326f99059fF775485246999027B3197955. The minimum is the floor. A pegged dollar can still slip, so refuse a quote that gives you fewer units than you will accept.

Legal

Risk disclosure

XAUConnect is a non-custodial swap aggregator. Digital assets are volatile and may lose value rapidly. Content on this page is educational and not investment advice. Verify every contract address on the official block explorer before approving a transaction.

Frequently asked questions

What is the best way to swap USDC from Solana to USDT on BNB Chain?

You send EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v from Phantom. Solscan shows the mint, and there is no ERC-20 approval.

Is BNB Chain USDT the same contract as Ethereum USDT?

No. This route delivers 0x55d398326f99059fF775485246999027B3197955, an 18-decimal peg on chain id 56. Ethereum Tether is 0xdAC17F958D2ee523a2206206994597C13D831ec7 and uses 6 decimals. Circle's mint left Solana. Check BscScan, not Etherscan. BNB pays gas, and about 3 second blocks are not the bridge wait. Keep the destination gas token or the arrival cannot move.

Does the pegged USDT pay BNB Chain fees?

No. Gas is native BNB, the sentinel 0xEeeeeEeeeEeEeeEeEeEeeEEEeeeeEeeeeeeeEEeE, on chain id 56. Hold BNB before you move the USDT. Phantom signed the SPL side and will not show this token. There is no ERC-20 approval on EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v. Keep SOL for that signature. The quote minimum is the floor, and a thin floor is a reason to stop.

When is this USDT route the wrong one?

When the receiver wanted Ethereum's 6-decimal Tether, Circle on BNB Chain, or native BNB for gas. The peg is a different contract. It is also wrong if the dollars could have stayed on Solana as an SPL mint. Read the minimum on the quote and do not sign a floor you would not hold.

Live execution

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Open the swap page with this cross-chain route pre-selected, then connect your wallet on the source chain to quote and execute. You keep the keys.

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