Cross-chain · Ethereum → Polygon

Swap ETH from Ethereum to USDC on Polygon

Swap ETH from Ethereum to USDC on Polygon. You spend native ETH on Ethereum and a chain 137 wallet receives Circle's native USDC.

Native ETH is marked 0xEeeeeEeeeEeEeeEeEeEeeEEEeeeeEeeeeeeeEEeE, the gas coin Etherscan shows on chain id 1. You do not approve it. The dollar that arrives is 0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359 on Polygonscan, 6 decimals. Bridged USDC.e at 0x2791Bca1f2de4661ED88A30C99A7a9449Aa84174 is not the receipt. Leave ETH behind for the mainnet fee. Blocks there are about 12 seconds. Import 0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359 from Polygonscan. A wallet that only tracks USDC.e will hide the dollars this route delivers. Leave POL on that same chain 137 address or the new USDC cannot move after it shows up. Confirm the contract before you deposit.

Diagram for Swap ETH from Ethereum to USDC on Polygon
ETH leaves Ethereum. USDC is what can arrive on Polygon.

Leave ETH for the chain id 1 fee

The coin you sell and the coin that pays gas are the same balance. A max send can fail because nothing remains for the fee. Lower the amount until the wallet still shows ETH. The USDC lands on Polygon and cannot refund that mainnet cost.

Native USDC, not the bridged dollar

Watch 0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359 on Polygonscan. USDC.e is a second contract, 0x2791Bca1f2de4661ED88A30C99A7a9449Aa84174, and this route does not mint it. Circle USDC on Ethereum, 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48, is also not the credit. Polygon is where the native dollar is spent.

A mainnet ETH to USDC sale stays home

This route is the wrong tool when you want Circle USDC on Ethereum. That pool already exists on chain id 1. Use the bridge when a Polygon app has whitelisted the native contract. Selling ETH for dollars on mainnet never creates the Polygonscan balance.

POL after the dollars land

Native USDC does not pay gas on chain id 137. Blocks there are about 2 seconds, and each transfer still needs POL. If the destination wallet has never held POL, the new dollars can show on Polygonscan and still be unable to move.

Legal

Risk disclosure

XAUConnect is a non-custodial swap aggregator. Digital assets are volatile and may lose value rapidly. Content on this page is educational and not investment advice. Verify every contract address on the official block explorer before approving a transaction.

Frequently asked questions

What is the best way to swap ETH from Ethereum to USDC on Polygon?

Native ETH is marked 0xEeeeeEeeeEeEeeEeEeEeeEEEeeeeEeeeeeeeEEeE, the gas coin Etherscan shows on chain id 1. You do not approve it.

Do I approve a contract for the ETH?

No. Native ETH uses 0xEeeeeEeeeEeEeeEeEeEeeEEEeeeeEeeeeeeeEEeE as a placeholder, not a token you import. You sign a send on chain id 1. Keep enough ETH unspent to cover gas, because the amount you bridge and the fee come from the same balance. Etherscan shows that native balance, not an ERC-20 approval.

Which USDC row should increase?

The native one, 0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359 on Polygonscan, 6 decimals. USDC.e at 0x2791Bca1f2de4661ED88A30C99A7a9449Aa84174 stays put. If the app you are funding lists the bridged address, this route delivers the wrong contract. Match the allowlist before you deposit. Match the allowlist before you deposit the dollars.

When is an Ethereum swap enough?

When the dollars should remain on chain id 1 as Circle USDC at 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48. This bridge is the wrong tool for that balance. Open it only if the next use of the money is on Polygon and the accepted contract is the native USDC.

Live execution

Trade on XAUConnect

Open the swap page with this cross-chain route pre-selected, then connect your wallet on the source chain to quote and execute. You keep the keys.

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