Cross-chain · BNB Chain → Polygon
Swap BNB from BNB Chain to USDC on Polygon
Swap BNB from BNB Chain to USDC on Polygon. You send native BNB on BNB Chain and you receive Circle's native USDC on Polygon.
The source marker 0xEeeeeEeeeEeEeeEeEeEeeEEEeeeeEeeeeeeeEEeE means BNB, the gas coin on chain id 56. No ERC-20 approval. BscScan shows a native send. Blocks are about 3 seconds. Leave extra BNB for the fee. Native USDC on Polygon is 0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359. Match it on Polygonscan, chain id 137. It is not USDC.e. You will need POL to move it.

BNB is spent as the asset and as the fee
Circle's native contract, then a POL problem
The peg ETH token will not be pulled
Split the BNB before you sign
Legal
Risk disclosure
XAUConnect is a non-custodial swap aggregator. Digital assets are volatile and may lose value rapidly. Content on this page is educational and not investment advice. Verify every contract address on the official block explorer before approving a transaction.
Frequently asked questions
What is the best way to swap BNB from BNB Chain to USDC on Polygon?
The source marker 0xEeeeeEeeeEeEeeEeEeEeeEEEeeeeEeeeeeeeEEeE means BNB, the gas coin on chain id 56. No ERC-20 approval.
Do I approve BNB the way I approve the USDC peg?
No. Native BNB uses 0xEeeeeEeeeEeEeeEeEeEeeEEEeeeeEeeeeeeeEEeE, which is not an ERC-20. BscScan shows a native transfer on chain id 56. You only leave extra BNB for gas. The USDC you receive is 0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359 on Polygonscan. That token needs POL before it can move.
Which USDC should Polygonscan show?
Native Circle USDC, 0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359, on chain id 137. Bridged USDC.e is a different contract, and this route is the wrong tool if a pool demands that copy. Do not stop at the letters USDC. You still need POL in the wallet. BNB paid only the source side.
Can the route finish if I spend my last BNB?
No. The fee comes from the same native balance you are selling. Leave enough BNB for gas on chain id 56. A failed send does not create USDC on Polygon. This page also does not promise a price or a completion time once a valid send does go through.
Trade on XAUConnect
Open the swap page with this cross-chain route pre-selected, then connect your wallet on the source chain to quote and execute. You keep the keys.
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