Pay with card, Apple Pay, Google Pay or bank transfer. We auto-detect your country and currency, compare live rates across regulated providers, and deliver crypto straight to your wallet — non-custodial, no account required.
Buy Bitcoin, Ethereum, Solana, USDT, USDC and 100+ other cryptocurrencies directly inside XAUConnect using your debit or credit card, Apple Pay, Google Pay, or a bank transfer. We compare live rates across regulated on-ramp providers — MoonPay, Transak, Banxa, Stripe and Guardarian — and route every purchase to the cheapest, highest-converting option for your country, with the crypto delivered straight to your own wallet.
Type how much you want to spend. We auto-detect your country and local currency, then fetch live quotes from every connected provider so you always see the most crypto for your money.
Pay with a Visa or Mastercard, Apple Pay, Google Pay, a bank transfer, or a local method like Pix or UPI. The best-converting option for your region is pre-selected.
Checkout opens on the regulated provider's PCI-compliant page. Complete a quick identity check (often skipped for small amounts) and confirm your payment.
Your coins are delivered straight to the wallet address you control — usually within minutes. XAUConnect is non-custodial and never holds your funds.
Visa & Mastercard
Credit & debit cards
Apple Pay
One-tap on iPhone & Mac
Google Pay
Android & Chrome
Bank transfer
SEPA, ACH, Faster Payments
Local methods
Pix, UPI, SPEI & 130+ more
Revolut & PayPal
Where supported by region
Your keys, your crypto. Payments and KYC run on regulated, PCI-compliant providers — we never see your card.
We compare MoonPay, Transak, Banxa, Stripe and Guardarian on every quote and route to the cheapest.
Buy and the crypto lands in the wallet you control — then swap across 7 chains in the same app.
Most card and Apple Pay / Google Pay purchases complete and deliver within minutes once your payment and identity check clear. Bank transfers can take longer depending on the rail.
No. XAUConnect is fully non-custodial. Purchased crypto is delivered directly to the wallet address you control. Payment processing, identity verification and fiat settlement are handled by licensed providers.
Visa and Mastercard debit/credit cards, Apple Pay, Google Pay, bank transfers (SEPA, ACH, Faster Payments) and 130+ local payment methods such as Pix, UPI and SPEI. Availability depends on your country and the provider.
You see the all-in price up front: the provider's processing fee, network fees, and a small transparent XAUConnect fee that matches our swap pricing. We compare every provider live and route to the cheapest, so you keep more.
190+ countries are supported. We auto-detect your location and only show the assets, currencies and payment methods available where you are.
No XAUConnect account is required. A quick identity check is performed by the payment provider and is often skipped for smaller amounts, depending on your region.
Swap across Ethereum, Solana, BNB Chain, Polygon, Arbitrum, Base and Avalanche at the best price, or cash out to your bank.
Receiving wallet (POL)
Payments, KYC and settlement are processed by regulated providers (MoonPay, Transak, Banxa, Stripe, Guardarian) via Onramper. XAUConnect is non-custodial and never stores your card details.