Cross-chain · Ethereum → BNB Chain

Swap USDC from Ethereum to USDT on BNB Chain

Swap USDC from Ethereum to USDT on BNB Chain. Traders who need Tether on chain 56 send Circle USDC from Ethereum and receive BSC-USD.

This page is for a BNB Chain wallet that must hold Tether. A mainnet pool is the right tool when you only want to rotate Circle dollars into Tether on Ethereum, because that book already exists. You approve 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48 on Etherscan. You receive 0x55d398326f99059fF775485246999027B3197955, which BscScan lists as BSC-USD. That token uses 18 decimals. Circle USDC on Ethereum uses 6. Gas to send is ETH on chain id 1, where blocks land about every 12 seconds. Switch the receiving wallet to chain id 56 before you look for BSC-USD.

Diagram for Swap USDC from Ethereum to USDT on BNB Chain
USDC leaves Ethereum. USDT is what can arrive on BNB Chain.

When the Ethereum stable pool is enough

Circle USDC and Tether already trade on Ethereum. This route is the wrong tool for that rotation. Open it when the dollars have to become BSC-USD, the Tether contract on BNB Chain. A same-chain swap never creates 0x55d398326f99059fF775485246999027B3197955.

BSC-USD uses 18 decimals

Read 0x55d398326f99059fF775485246999027B3197955 on BscScan before you size the next transfer. Wallets that assume 6 decimals, the Ethereum USDT habit, misread the balance. The source you approve is 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48 on Etherscan, Circle's USDC, and the unspent remainder stays on mainnet.

ETH gas, then a BNB balance

Chain id 1 charges ETH, and a block is about 12 seconds. Chain id 56 charges BNB, and a block is about 3 seconds. This output is USDT, so it does not pay the next BNB Chain transaction. BNB Chain is where that gas token lives. Keep a little BNB on the receiving wallet.

Who spends BSC-USD

Books on chain 56 usually quote BNB pairs against this Tether. The route fits someone funding that wallet, a payment that must arrive as USDT, or a position that settles on BNB Chain. Circle does not custody the destination token. You hold Tether's BSC-USD.

Legal

Risk disclosure

XAUConnect is a non-custodial swap aggregator. Digital assets are volatile and may lose value rapidly. Content on this page is educational and not investment advice. Verify every contract address on the official block explorer before approving a transaction.

Frequently asked questions

What is the best way to swap USDC from Ethereum to USDT on BNB Chain?

This page is for a BNB Chain wallet that must hold Tether. A mainnet pool is the right tool when you only want to rotate Circle dollars into Tether on Ethereum, because that book already exists.

Why does the USDT balance look huge or tiny on BNB Chain?

BSC-USD at 0x55d398326f99059fF775485246999027B3197955 uses 18 decimals. Circle USDC on Ethereum uses 6, and Ethereum Tether uses 6. A wallet pointed at the wrong decimal count will shift the displayed amount by many zeros. Open the contract on BscScan and read the decimals field before you send it onward.

Can I pay the BNB Chain fee with the USDT I receive?

The received token is Tether, an ERC-20. Gas on chain id 56 is BNB. If the destination wallet has no BNB, the USDT can sit there until you add gas. Fund a small BNB balance, or choose a route whose output is native BNB, before you plan a second transaction on that chain.

Is this the same trade as USDC to USDT on Ethereum?

The tickers look alike and the job is different. On Ethereum you would swap Circle USDC for Tether at 0xdAC17F958D2ee523a2206206994597C13D831ec7. This route spends the Ethereum USDC contract and delivers BSC-USD on BNB Chain. Use it when that destination contract is the balance you need.

Live execution

Trade on XAUConnect

Open the swap page with this cross-chain route pre-selected, then connect your wallet on the source chain to quote and execute. You keep the keys.

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