Cross-chain · Ethereum → BNB Chain

Swap DAI from Ethereum to USDC on BNB Chain

Swap DAI from Ethereum to USDC on BNB Chain. Holders leaving Maker DAI for a chain 56 dollar spend DAI and receive Binance-Peg USDC.

DAI on Ethereum is Maker's collateral-backed dollar at 0x6B175474E89094C44Da98b954EedeAC495271d0F, 18 decimals, on Etherscan. The dollar you receive is 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d on BscScan, Binance-Peg USDC, also 18 decimals on that chain. It is not Circle's Ethereum USDC. You pay ETH gas on chain id 1. BNB Chain then asks for BNB. Mainnet blocks are about 12 seconds, and chain 56 blocks are about 3 seconds. Read the receiving app's allowlist before you deposit. A whitelist for BSC-USD will ignore this pegged USDC, and a whitelist for Ethereum USDC is on the wrong chain entirely.

Diagram for Swap DAI from Ethereum to USDC on BNB Chain — DAI leaves Ethereum. USDC is what can arrive on BNB Chain.

Maker DAI is the token that leaves

Approve 0x6B175474E89094C44Da98b954EedeAC495271d0F and nothing that merely prints the DAI ticker. Etherscan is the check. DAI is an ERC-20, so the wallet also needs ETH for gas. If your goal is still a Maker dollar on Ethereum, this route is the wrong tool.

The received dollar is pegged USDC

BscScan should show 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d after the route. That is the Binance-Peg USDC apps on chain 56 usually mean. Circle USDC on Ethereum, 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48, stays a mainnet contract and is not the balance you gain.

A DAI to USDC swap on mainnet stays home

Ethereum already pairs Maker DAI with Circle USDC. Use that pool when both tokens should remain on chain id 1. Cross to BNB Chain only when the receiving app wants the pegged contract. How to bridge assets between chains is the step outline. The pair here is specific: DAI in, pegged USDC out.

Gas after the dollar arrives

Binance-Peg USDC cannot pay BNB Chain fees. Keep BNB on the destination wallet or the new dollars wait. Chain id 56 is fast, about 3 seconds a block, and that speed does not replace the gas coin.

Legal

Risk disclosure

XAUConnect is a non-custodial swap aggregator. Digital assets are volatile and may lose value rapidly. Content on this page is educational and not investment advice. Verify every contract address on the official block explorer before approving a transaction.

Frequently asked questions

What is the best way to swap DAI from Ethereum to USDC on BNB Chain?

Does this route give me Circle USDC on Ethereum?

It spends Maker DAI and it does not pay Circle's Ethereum USDC. The output is Binance-Peg USDC at 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d on BscScan. Circle's contract, 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48, is the mainnet token. If that is the balance you wanted, trade DAI for it on Ethereum.

Are the decimals the same on both sides?

Maker DAI uses 18 decimals, and Binance-Peg USDC on BNB Chain also uses 18. That match is convenient and it is not a match of contracts. Still read both token pages, Etherscan for 0x6B175474E89094C44Da98b954EedeAC495271d0F and BscScan for the pegged USDC, before you move the funds onward.

Why is ETH required to send a stablecoin?

DAI is an ERC-20 on Ethereum, chain id 1. Every approval and transfer of it burns a little ETH as gas. Blocks are about 12 seconds. The destination fee is separate and is paid in BNB. Holding only DAI on either chain is not enough to finish both steps.

Live execution

Trade on XAUConnect

Open the swap page with this cross-chain route pre-selected, then connect your wallet on the source chain to quote and execute. You keep the keys.

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