Cross-chain · BNB Chain → Ethereum

Swap USDC from BNB Chain to DAI on Ethereum

Swap USDC from BNB Chain to DAI on Ethereum. You send Binance-Peg USDC on BNB Chain and you receive Maker DAI on Ethereum.

Approve 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d on BNB Chain. BscScan is the explorer, chain id 56, gas in BNB, blocks about 3 seconds. The peg is an 18-decimal token. Maker DAI on Ethereum is 0x6B175474E89094C44Da98b954EedeAC495271d0F, also 18 decimals, which you match on Etherscan. Chain id 1. Gas there is ETH. DAI will not pay it. Circle and Maker are different issuers even when both amounts look like dollars.

Diagram for Swap USDC from BNB Chain to DAI on Ethereum
USDC leaves BNB Chain. DAI is what can arrive on Ethereum.

Circle's peg against Maker's DAI

The source is the Binance-Peg USDC contract, not Tether and not BNB. You approve 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d and you keep BNB for the fee. The destination is Maker's token, not a USDC balance that followed you. If a venue on Ethereum only accepts Circle USDC, this page is the wrong tool before you even look at the quote.

Same decimal count, different chains

Both contracts use 18 decimals, so the integer scale is less confusing than a hop into 6-decimal USDT. They are still different tokens on different explorers. BscScan proves the peg left. Etherscan should show 0x6B175474E89094C44Da98b954EedeAC495271d0F arriving. DAI cannot pay gas on chain id 1. Hold ETH in the receiving wallet.

Skip this if the desk asked for Tether

USDT on Ethereum is another contract and another page. Native ETH and WETH are other pages too. A USDC to DAI trade that never leaves BNB Chain is smaller if you did not need Ethereum. Ethereum is the network that will custody the DAI. Nothing on the quote freezes the DAI amount or names a finish time.

Arrive with DAI and still need ETH

People see a dollar token arrive and assume they can move it. On Ethereum the fee coin is ETH, chain id 1, and blocks there are about 12 seconds, which is slower than BNB Chain and unrelated to the bridge wait. Read the minimum DAI before you sign. If it is below what you will accept, leave the quote unsigned.

Legal

Risk disclosure

XAUConnect is a non-custodial swap aggregator. Digital assets are volatile and may lose value rapidly. Content on this page is educational and not investment advice. Verify every contract address on the official block explorer before approving a transaction.

Frequently asked questions

What is the best way to swap USDC from BNB Chain to DAI on Ethereum?

Approve 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d on BNB Chain. BscScan is the explorer, chain id 56, gas in BNB, blocks about 3 seconds.

Is DAI on this route the same issuer as the USDC I am sending?

No. You send the Binance-Peg USDC at 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d, and you receive Maker DAI at 0x6B175474E89094C44Da98b954EedeAC495271d0F. BscScan and Etherscan list those contracts on different chains. Gas out is BNB. Gas after arrival is ETH. DAI itself does not pay Ethereum fees.

Do the matching 18-decimal scales mean the amounts are one for one?

No. Shared decimals only mean you should not panic at the raw integers. The quote can still move, and this page does not promise a price. Use the minimum DAI. BNB Chain blocks near 3 seconds do not lock that minimum. If you needed Tether instead of Maker, switch pages before you sign.

Can I pay the Ethereum fee with the DAI when it lands?

No. Ethereum gas is ETH on chain id 1. Etherscan will show the DAI token at 0x6B175474E89094C44Da98b954EedeAC495271d0F, and that token cannot buy gas by itself. If the receiving wallet has no ETH, the DAI sits still. Bring ETH before you need to transfer it.

Live execution

Trade on XAUConnect

Open the swap page with this cross-chain route pre-selected, then connect your wallet on the source chain to quote and execute. You keep the keys.

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